BlockSpeak 15 – Changpeng Zhao (CZ) – CEO Binance

Our latest guest for BlockSpeak 15 is CEO of Binance, Changpeng Zhao, aka CZ.

BlockSpeak 15
BlockSpeak 15 guest this week needs little introduction to anybody in the crypto and blockchain world.

Changpeng Zhao, better known by the kindly acronym CZ, is the CEO of the world’s biggest exchange Binance.

I took the liberty of calling him CZ and in this episode, CZ speaks on a wide range of subjects, not least the effect of Covid-19 on Bitcoin and crypto activity on the Binance exchange, as well as the long-term implications of this extraordinary disruption on all types of finance.

According to CZ, exchange volumes have gone up more than 500% over the past three months as traders and speculators have either moved over from more traditional fiat exchanges or incumbent investors have increased their activity.

He also links this with the recent Bitcoin halving and is fundamentally optimistic about the future of crypto as a more mainstream from of money that will continue to gain critical mass.

Moreover, CZ is also questioned about the security of his exchange and recent high-level stories about wallets being hacked and the booty being transferred to the Binance exchange and the being converted into other cryptocurrencies such as Monero and being spirited away to the extent that law enforcement agencies such as the FBI and UK Police lose the trail.

While being relatively non-committal on how Binance has improved its security in light of these stories, he confronts the questioning front-on and comes across as somebody who understands transparency.

Listeners to BlockSpeak who are fascinated by how exchanges work and this increase of magnitude of trading during these surreal days will enjoy this episode. The numbers certainly back this up.

This episode (BlockSpeak 15) has proved to be the most-viewed of all our conversations to date and we’re delighted to announce that CZ will be joining us later this year to share future opinions and reflections.

To view previous episodes go to the BlockSpeak page of this website or the main site at

BlockSpeak 9 – Brett King, Moven CEO

BlockSpeak 9 is all about the difference between fiat currencies and crypto.

BlockSpeak 9BlockSpeak 9 takes on the intricacies of digital currencies and what defines a fiat currency such as the Dollar, Euro or Pound Sterling.

It’s a difficult subject to understand, but Moven CEO Brett King and global finance superstar is the perfect person to explain it. Fiat currencies are those that are regulated by governments giving them a value while crypto currencies are decentralized from any government regulation.

Their formation goes all the way back to 11th Century China when banknotes were originally issued and they began to proliferate in the 20th Century before US President Richard Nixon untethered the US dollar from the gold standard in 1971.

Then there is another complication. If fiat can be defined as a government-issued currency, what then is digital fiat and how does that compare to the nature of a cryptocurrency?

Wikipedia says that a Central bank digital currency (CBDC), also called digital fiat currency or digital base money, is the digital form of fiat money (a currency established as money by government regulation, monetary authority or law). Are you with us so far?

If so, here we go again.

Central bank digital currency is different from virtual currency and cryptocurrency, which are not issued by the state and lack the legal tender status declared by the government. As such, public digital currencies can compete with commercial bank deposits and challenge the current fractional reserve banking system.

King has his considerable nose to the ground when it comes to hot-to-handle subjects such as this one. While not an idiot’s guide to digital currencies, digital fiat currencies and fiat itself, King’s style appeals to both the veteran and ingenue.

At the end of the 35-minute broadcast, listeners will take away a wealth of information that will help anybody who is interested in the subject.

REVIEW – Tracy’s Dog Dophamine Dual Vibrator

The dophamine dual stimulation sex toy is perfect in times of Covid

dophamineNot every story published on this site is by its male owner and sometimes that is obvious, not least in this case because I am a female and this review is about a sex toy for a woman.

Well, I think it was a sex toy for a woman, but anything goes in 2020, so please do not be offended by the previous paragraph. If so, I heartily apologise for any offense taken. But, kind of, get over it.

In the real world, the Tracy’s Dog Dophamine Dual Simulation Vibrator is perfect in times of plague because if your lockdown is loosening, there are also other parts of you that need to be undone, not least your desire to have fun.

If only I could have this product two months ago when my boyfriend told me that he was going to move in with parents in Cornwall and that the thought of us living in either of our two cramped London flats was too much in bear.

In retrospect, they do have a garden, so he may have been right. However, while I don’t have him here, I certainly have time for my Tracy’s Dog that has been keeping me every happy during these lonely nights… and pretty much any of the time… and several times a day.

I would love to go into details and tell you what exactly happens when Tracy’s Dog and I get into bed together, lie down on the sofa together or even when we go down the park together in the early hours of the morning.

But I’ll leave it there, with a full 10 out of 10… maybe an 11 when it’s outdoors.

Who has time for a boyfriend? Maybe he should stay with his parents for longer, I’m not sure I need him any more.

BlockSpeak 5 – Mark W. Yushko, Founder Morgan Creek Capital

BlockSpeak 5 is a conversation about the dictators love a crisis.

BlockSpeak 5BlockSpeak 5 is an important contribution to the current debate about the health and economic crisis facing our world in the time of Covid-19 and plague.

As the pandemic approaches its peak in the countries that were first affected, Mark W. Yushko, the founder of Morgan Creek Capital, a $2 billion hedge fund, emerges as a champion of freedom from the settlement of capital.

Yushko, a long-term fan of British culture who believes ‘his IQ goes up 40 points’ every time he has a conversation with an English person, takes his sword to tyrants who often use a crisis to disguise their actions and distract the populace.

Diving deeply into the history of democracy, Yushko begins from the 2008 financial crisis, but also explains how world wars are a key driver of capitalism and the military-industrial complex. He also spells out in very clear language, the danger of Donald Trump, not only to America, but to the rest of the world.

Setting a scene in which he says it is clear that Trump is currently obfuscating the American people in a bid to cancel this year’s November election and stay in power without being re-elected, Yushko also has consoling words.

These lay out the American constitution and the interregnum between the US election in November and the inauguration in January, 2021. This makes it impossible for Trump to stay in power unless the law of the country is changed.

This is powerful stuff from the founder of a multi-billion dollar hedge fund who would ordinarily prosper from a regime such as Trump’s and is an excellent counterweight to those who would say that US capitalists are all cut from the same cloth.

Somewhat different in tone and politics to the previous four episodes in BlockSpeak, this conversation is enlightening in tone and knowledge of the US constitution and the potential conflicts to come..

BlockSpeak 4 – Jonny Fry, CEO Teamblockchain

BlockSpeak 4 features a conversation about the history and future of money.

BlockSpeak 4
BlockSpeak 4 is all about money. When it comes to money, everybody has an opinion on what it is, what it was and what it may turn out to be. Is money value, is currency value, what is currency, what is value?

For those students who may have excellent qualifications in subjects such as sciences, languages or Classics, there are many more who did not receive a single lesson in how money works. The closest many got was ‘home economics’ and that was nebulous at best.

In this informative episode of BlockSpeak, Teamblockchain CEO Jonny Fry not only lays out the case for a blockchain and crypto future, he also gives listeners a crash-course in the power of money and which currencies have held sway over the past 500 years.

According to Fry, we are currently in the time of Dollar and that time may be coming to an end because Fry surmises that the most powerful global currency generally rules the world for 100 years before it is superseded by a new scion.

Before the dollar, the UK Pound was the prevailing wind. The British Empire enabled the UK to be the currency of choice until the end of World War I, when America went into the ascendant.

A century before it was the French Franc, 100 years earlier it was the Dutch guilder and before that the Escudo (Portugal/Spain). As the dollar potentially reaches the end of its ubiquity, what lies head?

Some may some that China’s new digital currency may be the winner, it may even be the incumbent fiat currency of the Yuan/Remnibi or it might just be Bitcoin, only ten years old, but beginning to take centre stage on the, er, world stage.

Fry knows his history, if not the future and BlockSpeak 4, rather like BlockSpeak 3 before it, is an episode to take notes and learn what they didn’t teach at school.